A friendly, no-pressure class for people turning 65 or already on Medicare. Learn how Parts A, B, C and D work, what things cost, and how to avoid the mistakes that cost people money every year.
For Medicare beneficiaries and people nearing eligibility. Not intended for insurance agents or industry professionals.
Licensed Insurance Agent · Boomers Insurance Services
Anyone turning 65 soon, retiring, losing employer coverage, or already on Medicare and wanting to understand their options.
A clear, plain-English presentation followed by time for your questions. Educational only – no plan-specific benefits are discussed.
Choose from the upcoming workshop dates in the RSVP form below. A complimentary meal is provided.
We make Medicare simple, so you can make confident decisions on your own timeline.
Your Initial Enrollment Period, key deadlines each year, and the steps to take so nothing slips through the cracks.
What each part covers, how they work together, and the difference between Medicare Advantage and Medicare Supplement.
Common HMO and PPO misunderstandings, and the questions to ask about doctors, prescriptions and networks before choosing any plan.
Premiums, deductibles and penalties – plus what “creditable coverage” means if you’re still working.
Pick a date and location, answer a few quick questions, and we’ll send you a confirmation. It takes about a minute.
Completing this form is optional. By submitting it, you agree that Daniel Hernandez, a licensed insurance agent with Boomers Insurance Services, may contact you about the workshop and about Medicare Advantage plans, Medicare Supplement insurance or Prescription Drug plans by phone, email or text. Message and data rates may apply. Reply STOP to opt out. See our Privacy Policy and Terms of Service.
Daniel Hernandez · Licensed Insurance Agent · Boomers Insurance Services
Daniel helps people in Downey and the surrounding communities make sense of Medicare. At each workshop he walks through the rules step by step, answers your questions in plain English, and helps you avoid unnecessary expenses – with no pressure and no obligation.
Questions before the event? Call 1-800-815-1943 (TTY 711) or email [email protected].
Quick answers to the questions we hear most. We’ll cover all of this – and your own questions – at the workshop.
Yes. There is no cost to attend and no obligation to enroll in anything.
No. This is an educational event only. No plan-specific benefits are shared and no enrollment happens at the workshop.
Just your questions. Please do not bring your Medicare card, Social Security number or any financial information – it isn’t needed.
Yes. For accommodations for persons with special needs, call 1-800-815-1943 (TTY 711) or email [email protected] before the event.
Generally, people 65 or older who are U.S. citizens or have been legal permanent residents for at least five years. People under 65 may also qualify if they have received Social Security disability benefits for 24 months, or have end-stage renal disease (ESRD) or ALS.
Part A is hospital insurance – inpatient hospital stays, skilled nursing facility care, hospice and some home health care. Part B is medical insurance – doctor visits, outpatient care, preventive services and medical equipment. Most people don’t pay a premium for Part A; Part B has a monthly premium.
Medicare Advantage (Part C) plans are offered by private companies approved by Medicare and provide your Part A and Part B coverage, often with drug coverage included, usually through a network of doctors. Medicare Supplement (Medigap) plans work alongside Original Medicare to help pay costs like deductibles and coinsurance, and are usually paired with a separate Part D drug plan.
Your Initial Enrollment Period is 7 months long: it starts 3 months before the month you turn 65, includes your birthday month, and ends 3 months after. Enrolling early in that window helps avoid gaps in coverage.
If you don’t sign up for Part B or Part D when you’re first eligible and don’t have other qualifying (“creditable”) coverage, you may pay a penalty added to your premium – often for as long as you have that coverage. Knowing your deadlines is the best way to avoid it.
It depends on your situation. If you or your spouse have health coverage through current employment, you may be able to delay Part B without a penalty and enroll later during a Special Enrollment Period. Many people still take premium-free Part A. Check with your employer’s benefits office and Social Security – we’ll walk through the rules at the workshop.
Save your spot today – no obligation to enroll, and 100% no selling at the event.
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